Let's secure your future today. Talk to our Mortgage Expert!

  • Call Us: 416-710-3239
  • Mail Us : pkalsi@mtgarc.ca
  • Call Us: 416-710-3239
  • Mail Us : pkalsi@mtgarc.ca
  • 2120 Matheson Blvd East, Suite 201,
    Mississauga, Ont, L4W 5E1

  • Mon - Fri: 9 am - 5 pm,
    Sat: By Appointment , Sun : Closed

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3 Steps To Take You From Pre-Approval To Getting The Keys

Picture this: You’ve finally been able to put away enough for a down-payment on your dream home. It’s taken you years saving diligent but you did it! You have also been working on improving your credit score and paying off debts. You are at a place of financial stability… KUDOS TO YOU! STEP 1: PRE-APPROVAL

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Is Owning A Home Truly The Best Bet?

Whether you’ve just bought your first home or you’ve been a homeowner for years, there’s good news for you. You can feel confident you made the right decision for your long-term economic wellbeing according to the findings of a study by Mortgage Professionals Canada (MPC), the national association that represents the mortgage industry. MPC decided

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A Home Inspection Can Give You Peace Of Mind

It’s easy to get caught up in the moment when you’re looking for your forever home. You see all the glitter but maybe fail to see that not everything is gold. And that’s where a home inspection can come into play. For a roughly $500 investment on the biggest purchase of your life, it should

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4 Costs To Consider As A First-Time Homebuyer

Oftentimes even the most organized and detail oriented first-time homebuyer can overlook some unexpected costs that come with the purchase of their new home. We are outlining four of the costs that we most commonly see overlooked by homebuyers in hopes that we can better prepare you—and save you from a few surprises! 1. Closing

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Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life

Buying a home can feel like a journey. Whether it’s your first or your 10th, there are many steps to go through and things you should be aware of. The trend towards using mortgage brokers to arrange mortgage financing is continually increasing. Why has this shift occurred? Well, very simply put, TOP-NOTCH SERVICE and UNBIASED

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Canada’s First Time Homebuyer Incentive Program

The new First-Time Home Buyer Incentive allows eligible first-time homebuyers, who have the minimum downpayment for an insured mortgage, to apply to finance a portion of their home purchase through a form of shared equity mortgage with the Government of Canada. HOW IT WORKS: Lower Monthly Mortgage PaymentsInterest-free Incentive ProgramNo Pre-payment Penalty homebuyer or their

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6 Things All Co-signors Should Consider

Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.). In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measures that are now in place for Canadian borrowers. For example, for a borrower with an

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An Age Old Debate

Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market? Often the younger of the two will claim that there is no struggle greater than the one they currently face, while the older will tell their younger

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Refinancing & Paying a Mortgage Off Faster

By refinancing, you may, at first glance potentially be extending the time it will take to pay off your mortgage, but there are many ways to pay a mortgage off faster and save thousands in interest payments. It is worth speaking to your broker to discuss merging higher interest balances into a mortgage balance. The

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How to Leverage Your RRSP’s to Buy Your First Home

Are you in the market for your first home? Dreaming of a space you can call your own? If you are an eligible first time home-buyer, then contributing to your RRSP’s before the March 2 deadline can help you increase the funds available for your home purchase. The Home Buyer’s Plan (HBP) is a program

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