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  • Call Us: 416-710-3239
  • Mail Us : pkalsi@mtgarc.ca
  • Call Us: 416-710-3239
  • Mail Us : pkalsi@mtgarc.ca

  • 2120 Matheson Blvd East, Suite 201,
    Mississauga, Ont, L4W 5E1

  • Mon - Fri: 9 am - 5 pm,
    Sat: By Appointment , Sun : Closed

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Advantages of a Pre-Approval

Getting pre-approved can be a vital step to the home-buying process! But don’t confuse this with pre-qualification; you can get a pre-qualification through the My Mortgage Planner app to determine what you might qualify for. Pre-approval, on the other hand, means that a lender has stated (in writing) that you do qualify for a mortgage and what amount, based on your current ...

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How to Leverage Your RRSP’s to Buy Your First Home

Are you in the market for your first home? Dreaming of a space you can call your own? If you are an eligible first time home-buyer, then contributing to your RRSP’s before the March 2 deadline can help you increase the funds available for your home purchase. The Home Buyer’s Plan (HBP) is a program that allows you to withdraw ...

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Refinancing & Paying a Mortgage Off Faster

By refinancing, you may, at first glance potentially be extending the time it will take to pay off your mortgage, but there are many ways to pay a mortgage off faster and save thousands in interest payments. It is worth speaking to your broker to discuss merging higher interest balances into a mortgage balance. The key, when consolidating debt is ...

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An Age Old Debate

Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market? Often the younger of the two will claim that there is no struggle greater than the one they currently face, while the older will tell their younger tales of sacrifice and struggle ...

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6 Things All Co-signors Should Consider

Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.). In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measures that are now in place for Canadian borrowers. For example, for a borrower with an imperfect credit score or not ...

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Canada’s First Time Homebuyer Incentive Program

The new First-Time Home Buyer Incentive allows eligible first-time homebuyers, who have the minimum downpayment for an insured mortgage, to apply to finance a portion of their home purchase through a form of shared equity mortgage with the Government of Canada. HOW IT WORKS:Lower Monthly Mortgage PaymentsInterest-free Incentive ProgramNo Pre-payment Penalty homebuyer or their spouseNewly Constructed Homes eligible for 5% ...

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Mortgage Brokers Can Help You Get Financing for Every Stage of Your Life

Buying a home can feel like a journey. Whether it’s your first or your 10th, there are many steps to go through and things you should be aware of. The trend towards using mortgage brokers to arrange mortgage financing is continually increasing. Why has this shift occurred? Well, very simply put, TOP-NOTCH SERVICE and UNBIASED ADVICE! Banks are regularly cutting ...

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4 Costs To Consider As A First-Time Homebuyer

Oftentimes even the most organized and detail oriented first-time homebuyer can overlook some unexpected costs that come with the purchase of their new home. We are outlining four of the costs that we most commonly see overlooked by homebuyers in hopes that we can better prepare you—and save you from a few surprises! 1. Closing CostsCongratulations! Your offer was just ...

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